Angličtina v banke a financiách
Bankové záležitosti v angličtine riešia ľudia pracujúci v zahraničí, študenti na výmenných pobytoch aj turisti. Táto lekcia pokrýva najčastejšie situácie — od otvorenia účtu po riešenie problémov.
Základná banková slovná zásoba
| Anglicky | Slovensky | Príklad |
|---|---|---|
| bank account | bankový účet | I'd like to open a bank account. |
| current account (BrE) / checking account (AmE) | bežný účet | I need a current account. |
| savings account | sporiteľský účet | What's the interest rate on your savings account? |
| balance | zostatok | What's my current balance? |
| statement | výpis z účtu | Can I get a bank statement? |
| transfer | prevod | I'd like to make a transfer. |
| deposit | vklad | I'd like to deposit this cheque. |
| withdrawal | výber | I'd like to make a withdrawal. |
| loan | úver, pôžička | I'd like to apply for a loan. |
| mortgage | hypotéka | What mortgage rates do you offer? |
| interest rate | úroková sadzba | What's the current interest rate? |
| exchange rate | výmenný kurz | What's today's exchange rate for euros? |
| fee / charge | poplatok | Are there any monthly fees? |
| PIN | PIN kód | Please enter your PIN. |
| overdraft | prečerpanie účtu | I'm overdrawn. |
Na pobočke — najčastejšie situácie
Otvorenie účtu
| Anglicky | Slovensky |
|---|---|
| I'd like to open a bank account. | Chcel by som si otvoriť bankový účet. |
| What documents do I need? | Aké doklady potrebujem? |
| I have my passport and proof of address. | Mám pas a potvrdenie o adrese. |
| Is there a minimum deposit? | Je nejaký minimálny vklad? |
| Can I get a debit card? | Môžem dostať debetnú kartu? |
| How do I set up online banking? | Ako si nastavím internetové bankovníctvo? |
Bežné operácie
| Anglicky | Slovensky |
|---|---|
| I'd like to withdraw 200 pounds. | Chcel by som vybrať 200 libier. |
| I'd like to deposit this into my account. | Chcel by som toto vložiť na svoj účet. |
| I need to transfer money to another account. | Potrebujem previesť peniaze na iný účet. |
| Can I check my balance? | Môžem si skontrolovať zostatok? |
| I'd like to exchange euros for pounds. | Chcel by som si vymeniť eurá za libry. |
| What's the commission on currency exchange? | Aký je poplatok za výmenu meny? |
Riešenie problémov
| Anglicky | Slovensky |
|---|---|
| My card has been blocked. | Moja karta bola zablokovaná. |
| I've lost my bank card. | Stratil som bankovú kartu. |
| I think there's an error on my statement. | Myslím, že na mojom výpise je chyba. |
| I don't recognise this transaction. | Nepoznávam túto transakciu. |
| I'd like to report a suspicious transaction. | Chcel by som nahlásiť podozrivú transakciu. |
| My card was swallowed by the ATM. | Bankomat mi prehltol kartu. |
| I forgot my PIN. Can I reset it? | Zabudol som PIN. Môžem si ho resetovať? |
Pri bankomate (ATM)
| Na displeji | Slovensky |
|---|---|
| Insert your card | Vložte kartu |
| Enter your PIN | Zadajte PIN |
| Select transaction type | Vyberte typ transakcie |
| Withdrawal / Balance inquiry | Výber / Zistenie zostatku |
| Select amount | Vyberte sumu |
| Other amount | Iná suma |
| Would you like a receipt? | Chcete potvrdenku? |
| Insufficient funds | Nedostatok prostriedkov |
| Transaction declined | Transakcia zamietnutá |
| Please remove your card | Vyberte si kartu |
Vzorový dialóg — výmena peňazí
Vy:
Good morning. I'd like to exchange some euros for British pounds, please.
Bankový pracovník:
Of course. How much would you like to exchange?
Vy:
Five hundred euros. What's today's exchange rate?
Bankový pracovník:
Today's rate is 0.86 pounds per euro. That would give you 430 pounds. There's a 2% commission fee, so you'll receive 421 pounds and 40 pence.
Vy:
That's fine. Can I have it in twenties and tens?
Bankový pracovník:
Certainly. Could I see your passport, please?
Najčastejšie chyby Slovákov
| Chyba | Správne |
|---|---|
| I want to change money. | I'd like to exchange money. (exchange = výmena meny, change = drobné) |
| Give me 200 pounds. | I'd like to withdraw 200 pounds, please. (zdvorilejšie a presnejšie) |
| What is the course? | What is the exchange rate? (course = kurz v slovenčine, ale v angličtine je to rate) |
| I want to put money on my account. | I'd like to deposit money into my account. (deposit + into) |
